Emergency Fund

What is an emergency fund? 

An emergency fund can save your life if something bad happens. Also called a cash cushion, an emergency fund is money saved for the unexpected. An emergency fund isn’t money you use when you want to buy a big-ticket item or travel out of town on a whim.

Here's The 10 Creative Ways To Save For An Emergency Fund.

1. Create a simple budget.
2. Negotiate bills.
3. Automate your savings.
4. Save windfalls.
5. Experiment with a no-spend challenge.
6. Sell unused items.
7. Try the 52-week money challenge.
8. Take on a side gig.
9. Digitally round up your purchases.
10. Use cash-back rewards strategically.

Bonus Tip: Be Kind to Yourself 

If saving for an emergency fund feels impossible right now, I empathize and relate. Please remember that you aren’t alone. As you evaluate your finances, ask for help, find support, and be kind to yourself.

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